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About Us

About Us

Simple, Transparent and Effective Financial Advisory Service

Ash Dowie | Founding Director

Ash Signature

The Fiorente Team

Ash Dowie

Ash Dowie

Managing Director

Tim Renouf

Tim Renouf

Financial Advisor

Joel Townsend

Natalie Williams

Financial Advisor

Natalie Williams

Joel Townsend

Analyst

Terran Ralph

Terran Ralph

Paraplanner &
Practice Manager

Hannah Ward

Hannah Ward

Client Services Officer

Tracy Smith

Tracy Smith

Paraplanner &
Customer Service
Manager

Our Founder

Ash Dowie

Ash prides himself in being recognised by his clients & peers as an experienced financial advisor.

With over 20 years as a financial adviser, Ash has been recognised as a leader in his profession, having won multiple awards as a financial adviser. His high technical expertise and unique ability to communicate with clients (making the complex simple) are why he has attracted and retained loyal clients over his many years in the industry.

As a partner of a company with more than 150 employees, Ash became increasingly aware of losing connection with his clients. Taking pride in sharing his knowledge and commitment to providing exceptional client experiences, Ash committed himself to serving with a more personalised approach, leading to the start of Fiorente Advisory with office hubs in Melbourne, on the Sunshine Coast and Townsville.

What is the significance of the word “Fiorente”? It is an Italian adjective for “flourishing and thriving”. This simple word describes my desire for my company as well as the financial position of my clients.

“My focus as a Financial Advisor is educating and assisting clients to make the best decisions in building and protecting their wealth to ensure they have the income they desire to live their best life.”

If you would like to understand the benefits of having an experienced Financial Advisor provide you with financial peace of mind, contact Ash today for a consultation

Ash Dowie | Founder & Director
0488 025 075  |  ash@fiorenteadvisory.com.au

Tim Renouf

Tim Renouf

Tim has had over 10 years working as a financial adviser and has a proven track record of looking after his clients with excellent service and a professional approach. He has a Bachelor of Commerce (Accounting) and an Advanced Diploma (Financial Planning).

In 2022, he joined the Fiorente Advisory team as a Senior Financial Adviser, having previously worked in the Big 4 banks, a stockbroking firm, and a private practice. Tim prides himself on explaining strategies in a way that is easy to understand and, as a result, builds a strong rapport with his clients.

Away from the office, Tim loves spending time with his young family and surfing at Alexandra Headland.

Senior Financial Planner
0436 624 201  |  tim@fiorenteadvisory.com.au

Natalie Williams

Natalie Williams

Meet Natalie, a seasoned financial advisor with over two decades of experience in the industry. Armed with a postgraduate degree in financial planning, she has honed her expertise in guiding clients through the complexities of accumulating wealth, crafting comprehensive retirement plans, insurance needs and investment strategies. Her approach is rooted in personalised guidance tailored to each client's unique circumstances and goals.

With a passion for staying ahead of the curve, she thrives on keeping abreast of the latest regulations and trends in the ever-evolving financial landscape. Her clients benefit not only from her extensive knowledge but also from her ability to adapt strategies to align with current market dynamics and regulatory changes. Empowering her clients to make informed financial decisions.

Outside of her professional endeavours, Natalie finds solace and joy in spending quality time with her family. An avid cyclist, you can often find her pedalling along the beach, soaking in the serenity of the coastline and rejuvenating her mind amidst the soothing rhythm of the waves.

Financial Advisor
(07) 5318 7271  |  natalie@fiorenteadvisory.com.au

Joel Townsend

Joel Townsend

Joel has over 10 years' experience spanning across both the property and financial planning industries. He holds a Bachelor of Property Economics and Development degree, Diploma, Advanced Diploma, and a Graduate Diploma of Financial Planning.

Outside of work, Joel enjoys spending quality time with his partner and exploring his keen interests in health and fitness, professional development and travel.

Analyst
(07) 5318 7271  |  joel@fiorenteadvisory.com.au

Terran Ralph

Terran Ralph

Terran has been with Fiorente Advisory since February 2020. Before this, she worked with another Firm in her hometown of Toowoomba. Terran is appreciated for her attention to detail, efficiency and great empathy. She is effectively engaged with insurance, superannuation and investment product specialists, enabling her to provide excellent customer service and build professional and long-term relationships with Fiorente’s growing client base.

Terran is happily settled on the Sunshine Coast. Away from the office, she enjoys all aspects of health and fitness and spending time with family and friends.

Paraplanner & Practice Manager
(07) 5318 7271  |  terran@fiorenteadvisory.com.au

Hannah Ward

Hannah Ward

Hannah has been in the financial planning industry for over 5 years and is responsible for assisting our advisers with day-to-day tasks including responding to client enquiries, scheduling appointments, applying for insurance cover and investment products, helping to manage insurance claims and ensuring the advice is implemented as smoothly and efficiently as possible.

She is passionate about helping our clients feel supported through the financial planning and insurance process.

On the weekend, Hannah enjoys hiking, cooking and spending time with her friends and family.

Client Service Officer
(07) 5318 7271  |  hannah@fiorenteadvisory.com.au

Tracy Smith

Tracy Smith

Tracy holds an Advanced Diploma in Financial Services and has been in the financial planning industry for 23 years. Tracy started her financial planning career as a Financial Planner helping clients implement strategies and plans to achieve their personal financial goals, whether they be building wealth, protecting their family and assets, or planning for retirement. During this time, she enjoyed building strong relationships with her clients and being able to provide solutions to people’s financial concerns.

After having a family, Tracy moved into a Paraplanning role where she was able to use her extensive financial planning skills to support her colleagues in developing strategy, writing advice documents, completing product research, and overseeing compliance and process requirements. Tracy found that she loved the support role, being able to use her analytical and technical skills to support the advice process to ensure customers received quality advice.

Tracy is part of the team at Fiorente Advisory that supports our advisers in preparing and implementing client advice and providing ongoing support to our valued customers.

Tracy moved to the Sunshine Coast in 2019 from Central Qld and is enjoying being close to the beach and all that the Sunny Coast has to offer. When not working, Tracy can be found walking her dog, reading, hanging out with family and friends over a coffee or tending to her garden.

Paraplanner & Customer Service Manager
(07) 5318 7271  |  tracy@fiorenteadvisory.com.au

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